Nintendo Switch console · exact code

Nintendo Switch console code 2813-0118: meaning and exact next steps

2813-0118 means an issue with the credit card being used. This answer applies only to Nintendo Switch, Switch Lite, Switch OLED Model and Switch 2 consoles. Nintendo eShop, purchase, download-code and membership errors, as covered by Nintendo's Americas support articles for each code. Nintendo's pages for other regions can differ.

On the covered Nintendo Switch console, 2813-0118 means an issue with the credit card being used. First, restart the Nintendo eShop, and try again later. Then: try using a different credit or debit card. Try a different credit or debit card.

Differential

Likely causes of “Nintendo Switch console code 2813-0118”, and how to tell them apart

  1. 1

    An issue with the credit card

    What separates it The eShop refuses the card

    How to confirm Try a different credit or debit card

  2. 2

    Wrong or expired card details

    What separates it The card details are rejected

    How to confirm Check the number, date and security code

Before you touch a setting

Record this first — changing settings destroys the evidence

  • Whether another card works
  • The card type

Try in this order

0 of 8 completed
  1. What to do first

    Reversible

    Restart the Nintendo eShop, and try again later.

  2. Correct only the documented fault domain

    Reversible

    Try using a different credit or debit card.

  3. Restart the eShop

    Reversible

    And try again later.

  4. Try a different card

    Reversible

    Credit or debit.

  5. Check the card details

    Reversible

    Number, date and code.

  6. Contact the bank

    Reversible

    Or card issuer.

  7. Contact Nintendo

    Reversible

    If needed.

  8. Check the card details in the account

    Reversible

    Open the Nintendo account page in a browser and compare the card number, expiry and billing address with the card in your hand. Fix any difference there before you try the purchase again on the console.

Model-specific

What is true of this model and not of its siblings

Card issue
The error points at the card.
Alternatives
eShop cards and PayPal.
Card problems
Nintendo says this code may indicate an issue with the card used, so the steps try restarting the eShop, using a different card and then talking to the bank. A card can be declined for security, a mismatched billing address or an expired date.
Other ways to pay
If the card keeps failing, add funds with an eShop card from a shop, or use PayPal where it is offered.
Talking to the bank
Ask the card issuer whether the payment was blocked and whether the eShop is allowed to charge the card; they can lift a block quickly.
What banks look for
Online payments from a console are treated like any other card-not-present payment. A bank may block a new merchant, an unusual amount or a card used abroad. A quick call to the issuer, naming the Nintendo eShop, usually removes the block.
Checking the card details
Mistyped billing addresses cause more declines than anything else. Match the address to the one on the card statement exactly, including the postcode, and check the expiry date and security code.

Stop boundary

When this stops being a self-service repair

  • !Nintendo says to contact the bank or card issuer if the situation is not resolved
  • !Contact Nintendo Support if the eShop is at fault

Evidence ledger

Sources behind this answer

Exact questions

Common questions

What does 2813-0118 mean on a Nintendo Switch console?+

an issue with the credit card being used.

What should I try first?+

Restart the eShop and try again later.

What else can I use?+

Another card, an eShop card or PayPal.

Who can help if it still fails?+

Your bank or card issuer.

My card works elsewhere. Why does 2813-0118 still appear?+

The code points at the card used for the eShop purchase, so the problem can sit in the billing details saved in the Nintendo account, such as an expired date or a different billing address, rather than in the card itself.

Should I try again straight away?+

Restart the eShop first and wait a while before retrying, since a rejected attempt can be repeated by the store before the account reflects the corrected details.

Is a gift card a way around it?+

Paying with a prepaid eShop card or the account balance avoids the saved card entirely and is a reasonable way to finish a purchase while you sort out the card.

Wrong device or version?

Match the path before repeating the steps.

Match another device